FOREX.com Review
Wide choice of currency pairs · Founded 2001 · New Jersey, USA
FCA-authorised
Reviewed by Adrian Rochester Updated 30 September 2026
Not financial advice. Our rankings and reviews are for general information only and are not a recommendation to open an account or to trade. Forex and CFDs are high-risk; consider independent advice and whether you can afford to lose your money.
74% of retail investor accounts lose money when trading CFDs with this provider. We may earn a commission if you open an account.
FOREX.com offers one of the widest selections of FX pairs, US availability and strong corporate backing, with a capable proprietary platform.
Our verdict on FOREX.com
FOREX.com is part of StoneX Group, a NASDAQ-listed financial services company with a history going back more than 100 years. In the UK, FOREX.com is now a trading name of StoneX Financial Ltd, which is authorised and regulated by the FCA (FRN 446717). In September 2026 StoneX moved its UK retail business onto this single company, and the former UK entity, Gain Capital UK, applied to cancel its licence.
As the name suggests, FOREX.com is a currency specialist, with 80+ forex pairs and spreads on EUR/USD and GBP/USD from 0.7 points on the standard account. The minimum first deposit is £100, and card and bank deposits and standard withdrawals are free.
Platform choice is good: FOREX.com's own web platform and app, MetaTrader 4, MetaTrader 5 and TradingView. The main costs to watch are a £12 monthly inactivity fee after 12 months without trading, and a charge on same-day CHAPS withdrawals.
Ratings breakdown
Key facts
- UK status
- FCA-authorised (FRN 446717)
- EUR/USD spread
- 0.7 pips (from) (Standard account)
- Commission
- None
- All-in cost
- £5.28 per standard lot
- Minimum deposit
- £100
- Max leverage
- 1:30 (UK retail limit)
- Instruments
- 500+
- Founded
- 2001
- Headquarters
- New Jersey, USA
Pros
- 80+ currency pairs
- Part of publicly listed StoneX group
- Good in-house research and platform
Cons
- £12 monthly inactivity fee after 12 months
- No share dealing or ISA
- Fewer non-forex markets than multi-asset brokers
Regulation
Highlighted = tier-1 regulator. Protection depends on the entity you open an account with.
Platforms
Who FOREX.com is for
Good fit
- Forex traders who want a wide choice of currency pairs
- Traders who want MT4, MT5 or TradingView with a large, listed group behind the broker
- Traders who want a standard, commission-free account with a modest £100 first deposit
Look elsewhere if
- Occasional traders (£12 monthly inactivity fee after 12 months)
- Investors who want to buy and hold shares or use an ISA
- Beginners who want the widest range of non-forex markets
FOREX.com fees and spreads
On the standard account, FOREX.com's cost is built into the spread, with no separate commission on forex.
| Charge | FOREX.com (UK) |
|---|---|
| EUR/USD spread | From 0.7 points |
| GBP/USD spread | From 0.7 points |
| Commission (standard account) | None |
| Forex pairs | 80+ |
From FOREX.com's UK standard account page. Spreads are variable.
Other costs
| Charge | FOREX.com |
|---|---|
| Deposits | Free by debit/credit card and bank transfer |
| Withdrawals | Free to card or bank by BACS or SWIFT; a charge applies to same-day CHAPS transfers |
| Inactivity fee | £12 a month after 12 months with no trading, until you trade again or the balance is zero |
| Overnight financing | Charged or credited on positions held overnight |
Account types
- Standard account
- Spread-only pricing with no commission on forex, and access to FOREX.com's platform, MT4, MT5 and TradingView.
- MT5 account
- Trade 500+ markets, including CFDs on shares, indices, forex and commodities, on MetaTrader 5.
- Demo account
- Practise with virtual funds before trading real money.
Deposits and withdrawals
| Deposit methods | Debit/credit card and bank transfer |
| Minimum first deposit | £100 (FOREX.com suggests £2,500 for more flexibility) |
| Deposit fees | None |
| Withdrawal fees | None by BACS, SWIFT or to card; a charge applies to same-day CHAPS |
Is FOREX.com safe?
- FOREX.com is a trading name of StoneX Financial Ltd, authorised and regulated by the Financial Conduct Authority (FRN 446717).
- Retail client money is segregated from FOREX.com's own funds and held with top-tier banks.
- Eligible clients may be protected by the FSCS if the firm fails (the investment limit is currently £85,000).
- Parent company StoneX Group Inc. is listed on NASDAQ.
- Retail accounts have negative balance protection.
Platforms and tools
- FOREX.com web platform & app
- FOREX.com's own platforms with charting and trade management.
- MetaTrader 4 & 5
- Both are available; MT5 offers 500+ markets.
- TradingView
- Log in to your FOREX.com account on TradingView to trade from its charts.
Research and education
FOREX.com publishes regular news and analysis, including market commentary and trading guides.
Customer support
FOREX.com has an online help and support centre with FAQs on accounts, funding and pricing.
FOREX.com FAQs
Is FOREX.com safe?
In the UK, FOREX.com is a trading name of StoneX Financial Ltd, authorised by the FCA (FRN 446717). Retail client money is segregated, and the parent company StoneX Group is listed on NASDAQ.
What is FOREX.com's minimum deposit?
The minimum first deposit in the UK is £100.
Does FOREX.com charge an inactivity fee?
Yes. After 12 months with no trading, FOREX.com charges £12 a month until you trade again or the account has no funds.
What are FOREX.com's spreads?
On the UK standard account, EUR/USD and GBP/USD spreads start from 0.7 points, with no commission.
Does FOREX.com offer MT4, MT5 and TradingView?
Yes. FOREX.com offers its own platform plus MetaTrader 4, MetaTrader 5 and TradingView.
Why has FOREX.com's UK company changed?
In 2026 StoneX moved its UK retail forex and CFD business onto StoneX Financial Ltd. Gain Capital UK Limited, the previous UK entity, applied to cancel its FCA licence on 23 September 2026.
Featured in our guides
Where these figures come from
Checked on 30 September 2026 against FOREX.com's own website (UK site where available). Spreads, fees and deposits change often, so confirm them with FOREX.com before opening an account.
- forex.com/en-uk/trading-accounts/standard-trading-account
- forex.com/en-uk/help-and-support/faqs/accounts
- forex.com/en-uk/about-us/financial-transparency/trading-costs-charges
- forex.com/en-uk/about-us/strength-and-security
- forex.com/en-uk/trading-platforms/overview
- stonex.com/en/business/compliance-library
74% of retail investor accounts lose money when trading CFDs with this provider. We may earn a commission if you open an account.
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